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Loan vs Lease
Compare estimated EMI versus lease rental, tax saving and net outflow — then request a tailored MYLEASE proposal.
Loan vs Lease benefit calculator
Enter vehicle pricing to compare estimated EMI versus lease rental, income-tax saving on lease rentals, and net outflow over the tenure.
Comparison
*Indicative estimates for comparison only. Figures can vary with vehicle, city, credit profile, tax treatment and package inclusions. Final commercial terms will be confirmed in your MYLEASE proposal.
Request a quote →Car leasing vs loan
Why compare loan EMI with a corporate car lease?
Buying a car on loan creates EMI outflow plus ownership costs such as insurance renewals, maintenance and eventual resale risk. A MYLEASE corporate car lease converts mobility into a structured monthly rental — often with bundled services — so finance and HR can compare total cash outflow over the same tenure.
Use the calculator above for an indicative view of EMI versus lease rental, potential tax treatment differences on lease rentals, and net outflow. Actual proposals depend on vehicle, city, tenure, residual assumptions and your organisation’s tax position. When you are ready, request a tailored MYLEASE proposal or read our operating lease vs buying guide.
For employee benefit scenarios, also explore employee car lease programmes. For field teams, see Tool for Trade leasing.